Frequently Asked Questions

At Capitol Financial Solutions, we understand that choosing a financial professional is an important decision. Whether you’re looking for help planning for retirement, managing your investments, protecting your family, or simply getting more organized financially, our team is here to help.

Below are answers to some of the questions we commonly hear from individuals and families considering working with Capitol Financial Solutions.

What is Capitol Financial Solutions?
Capitol Financial Solutions is a financial services firm based in Raleigh, North Carolina. For over 50 years, we have helped individuals, families, and business owners navigate important financial decisions and work toward their financial goals.

Our team includes financial professionals with different areas of experience, allowing clients to find an advisor and approach that fits their individual needs.

What services does Capitol Financial Solutions offer?
Our financial professionals can help with a variety of financial needs, including:

Financial planning
Retirement planning
Investment strategies
Insurance and risk management
Education planning
Estate planning strategies
Business planning
Employee benefits and retirement plans
The services recommended will depend on your individual goals and financial situation.

Who does Capitol Financial Solutions work with?
Our financial professionals work with individuals, families, business owners, executives, and professionals at many different stages of life.

You don’t have to be nearing retirement or have everything financially figured out before meeting with an advisor. Many clients come to us because they want help understanding where they are today and what steps they should consider next.

Do I need a certain amount of money to work with Capitol Financial Solutions?
Not necessarily. Our financial professionals offer different services and work with clients with a variety of financial needs.

An initial conversation can help determine which advisor and services may be the best fit for your situation.

What happens during my first meeting?
Your first meeting is primarily a conversation. We want to learn more about you, what’s important to you, and what you hope to accomplish.

Your financial professional may ask about your current financial situation, family, career, short and long term goals, and any financial concerns you have. You’ll also have the opportunity to ask questions and learn more about how your advisor works with clients.

What should I bring to my first meeting?
You don’t need to have everything perfectly organized before meeting with us.

Depending on what you’d like to discuss, it may be helpful to bring recent investment and retirement account statements, insurance information, income information, and an overview of your debts and expenses.

Your financial professional can let you know what information will be most helpful based on your situation.

Will I receive a personalized financial plan?
Financial planning at Capitol Financial Solutions is centered around you. Your financial professional will take the time to understand your goals, priorities, resources, and concerns before developing recommendations.

Because everyone’s financial situation is different, the planning process and recommendations will be tailored to your individual needs.

Can Capitol Financial Solutions help me prepare for retirement?
Yes. Retirement planning is an important part of the work many of our financial professionals do with clients.

This may include reviewing retirement savings, investments, Social Security considerations, income needs, insurance, and other factors that can affect your retirement strategy.

Can you help with my 401(k) or other workplace retirement accounts?
Yes. Your financial professional can help you understand how your workplace retirement accounts fit into your overall financial picture. This may include reviewing investment options, contributions, old retirement accounts, and your overall retirement strategy.

Can Capitol Financial Solutions help business owners?
Yes. Our financial professionals work with business owners on both their personal and business financial needs.

Depending on the situation, this may include retirement plans, employee benefits, business succession strategies, insurance planning, and personal financial planning.

How often will I meet with my financial professional?
The frequency of meetings will depend on your needs and the relationship you establish with your financial professional.

Financial planning is an ongoing process, and your advisor can meet with you periodically to review your progress, discuss changes in your life, and determine whether adjustments should be considered.

What if I already have investments or retirement accounts somewhere else?
That’s completely normal. Your financial professional can help you review your existing accounts and better understand how they fit into your overall financial strategy.

Meeting with an advisor does not mean you need to make immediate changes. The first step is understanding what you currently have and what you’re trying to accomplish.

How are Capitol Financial Solutions financial professionals compensated?
Compensation can vary depending on the financial professional and the products or services provided. This may include fees, commissions, or a combination of both.

Your financial professional can explain their specific services, compensation structure, and any associated costs so you can make an informed decision.

How do I choose a financial professional at Capitol Financial Solutions?
Finding the right fit is important. Our financial professionals have different backgrounds, areas of experience, and approaches to working with clients.

We can help connect you with a financial professional based on your needs, goals, and the type of guidance you’re looking for.

How do I get started?
Getting started is simple. Contact Capitol Financial Solutions to schedule an introductory conversation with one of our financial professionals.

There’s no need to have everything figured out before you reach out. We’ll start by learning more about you, answering your questions, and helping you determine your next step.

Still have questions?

We’d be happy to help. Contact Capitol Financial Solutions to learn more or connect with a financial professional.