Blog
Preparation Pays for Business Owners
As a business owner, you know the importance of planning ahead. But did you know that 60% of older generation business owners plan to transition their business in the next 10 years, and more than half do not have a formal succession...
Read MoreHow Capitol Financial Solutions Helps Small Businesses Thrive
Running a small business is rewarding, but it comes with complex financial decisions that can feel overwhelming. At Capitol Financial Solutions in Raleigh, NC, we work with business owners, entrepreneurs, and professionals to bring...
Read MoreWays to Put Your Tax Refund to Work
Saving money is a bit like eating healthy; you know you should eat your veggies, but it’s hard to resist indulging in something more fun. Like making healthy choices, a tax refund can present the opportunity to splurge. But, more...
Read MoreSpring cleaning? It’s not just for that dusty closet
Did you know that the origins of spring cleaning date from when fireplaces heated homes? Through the fall and winter, soot would build up throughout the house, and when the weather warmed, a little clean up was required. “Spring...
Read MoreHappy Valentine's Day
February 14 is Valentine’s Day. It’s time to celebrate the love between you and your special someone. To cherish the memories gone by, and to plan for all the memories yet to come. To embrace the beauty of the present and the love...
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Guess the 5 Most Forgotten Retirement Expenses?
The secret to financial independence starts and ends with a good budget. You may or may not be aware of how much your budget will change from your earning years to your active retirement ones. Will yours go up, or will it go down? Many...
Read MoreMerry Christmas
That special time of year is here – a time of love and happiness and wonder, an occasion when we all draw closer together. This Christmas, I am thinking of you and wishing you and your loved ones all the best the season has to offer....
Read MoreLong-Term Care Could Save Your Nest Egg
During our working years, many of us have access to an employer-sponsored health insurance plan either through our job or our spouse's job. But when it comes to retirement, we typically rely on Medicare and Medicare supplemental...
Read More6 Helpful Tips to Get Started on Your Estate Plan
If you’re wondering if estate planning is right for you, it’s important to know it’s not just for the wealthy. Even people with modest assets need a written plan. And right now is a great time to take the next step and get started....
Read MoreLife Happens; Be Prepared
One minute you’re tooling down the sidewalk as you scroll through your phone looking for that important text message from yesterday… the next minute, WHAM! You’re broadsided as you absentmindedly step off the curb into the path of...
Read MoreIs Your Lineup Championship-worthy?
Fantasy Football – it’s a compelling and competitive game that allows you to be the owner, GM and coach of your very own football team! But first, you have to know the rules. With a myriad of complexities and endless customization...
Read MoreA Note Regarding Recent Performance
We know the market has experienced some volatility lately, which may provoke some anxiety when you open your most recent statement. It can be hard to stomach seeing some red in your account! But don’t be alarmed – changes in value are...
Read MoreIt's FAFSA Time
It’s FAFSA time! As your student prepares for college, they can now fill out a Free Application for Federal Student Aid, or FAFSA, for the upcoming school year. Even if your student won’t require help from the government, filling out...
Read MoreCan a Disability Derail Your Retirement?
Most of us take for granted our ability to earn an income and save for retirement. But what if something happens to you and you can no longer work? Not only would your day-to-day expenses start piling up, but your retirement...
Read MoreLast Minute Tips Before Tax Day
Fewer things are more reliable than Tax Day, even if the deadline has shifted around a bit in recent years. This year, it’s April 15th for most taxpayers, and recent legislation changes include substantial increases to standard...
Read MoreSpring cleaning? It’s not just for that dusty closet
Did you know that the origins of spring cleaning date from when fireplaces heated homes? Through the fall and winter, soot would build up throughout the house, and when the weather warmed, a little clean up was required. “Spring...
Read MoreFebruary 2025: Your Money Matters
This month’s Your Money Matters newsletter contains helpful information on improving brain function, the importance of employees' health, the difference between emotional and strategic decisions, and charitable contribution guidelines...
Read MoreCelebrate Financial Wellness Month
With the hustle and bustle of the holidays behind us, it’s a great time to mention that January is Financial Wellness Month. How should you observe this ‘holiday’? Consider it a reminder to prioritize and pay closer attention to your...
Read MoreAre You Getting the Most Out of Giving?
Making charitable contributions is a great way to help people in need while maximizing tax benefits, creating a win-win. Donations to qualified 501(c)(3) organizations can shrink taxable income, saving hard-earned cash. Here are four...
Read MoreHappy Thanksgiving
The warmth of the holiday meal beckons. Thanksgiving is a time for gathering with loved ones and observing gratitude. So, as you gather around the table, look around and give thanks for the family and friends surrounding you. Give...
Read MoreThese Important Documents Can Protect Your Loved Ones
If you’re like most people, you’ll do just about anything to protect your loved ones. Yet many of us fail to consider or prepare for the inevitability of death, which can result in heartache, frustration, and unnecessary expense for...
Read MoreSeptember Is National Life Insurance Awareness Month
It’s time for your life insurance checkup. September is National Life Insurance Awareness Month, so it’s a great time to review your coverage.1 If you don’t have any life insurance, you’re not alone. Life insurance is one of those...
Read MoreTailgating: Clever ideas for a winning party
Tailgating is a favorite among American sports fans, and just about anyone can do it. Drive to the game, park in the lot, cook up some food, right? Sure, but to do it well, you might want to follow these tips from the experts: Arrive...
Read MoreTime – Not Timing – Is the Best Way to Protect Gains
Good days and bad days are a fact of life in the market. Sometimes it’s up and we celebrate. But when it dips, we worry…and if it tanks, forget it: the first instinct for most of us is panic, and we wonder if we should just get out of...
Read MoreYou Can't Time The Market, So Focus On Time IN The Market
The dream of a secure retirement, college funding, or a vacation home may be the financial “prize” you’re keeping your eyes on. But it’s hard for investors, even seasoned ones, to stay focused in the face of market volatility. During...
Read MoreA Retirement Plan Isn’t a Luxury – It’s a Necessity
As a small business owner, you’re always looking to attract and retain top talent. Offering a retirement plan is an excellent way to provide employees with a competitive benefits package while helping them save for the future. You...
Read MoreYou Can Do an Encore Career!
As you think toward your retirement days, you might envision travel, relaxation, and family time. But is there room in your dream retirement for a new career as well? It’s not uncommon for those who retire to eventually return to work...
Read MoreCan You Deduct Your Work From Home Expenses?
The pandemic has changed the way a lot of Americans work. Working remotely from home is the new normal for many. If you’re one of them, you may have wondered if you should consider claiming the home office deduction on your...
Read MoreCelebrate Financial Wellness Month
With the hustle and bustle of the holidays behind us, it’s a great time to mention that January is Financial Wellness Month. How should you observe this ‘holiday’? Consider it a reminder to prioritize and pay...
Read MoreYour Monthly Market Newsletter, November 2023
November has arrived. At the start of this month, all eyes were focused on whether the Federal Reserve (Fed) would hike interest rates for a fifth time this year or hold rates steady. The Fed’s decision to leave interest rates...
Read MoreAugust 2023: Retirement Readiness
Our newsletter this month features a video exploring the facts about early retirement, and helpful articles about challenges women face when planning to retire, the importance of making sure your retirement accounts are working in...
Read MoreYour Monthly Market Newsletter, July 2023
For the optimists among us, we were relieved to see some good financial news in June. U.S. stocks were up for the month and the quarter, although bonds didn’t fare as well. The S&P 500 defied recession fears and a U.S. banking...
Read MoreFormer Securian Financial Services Advisors Join Capitol Financial Solutions
Press Release: Former Securian Financial Services Advisors Join Capitol Financial Solutions, A Group Affiliated with Royal Alliance
Read MoreDon’t Let Unexpected Expenses Derail Your Retirement
While looking ahead to a leisurely retirement is natural, it’s prudent to prepare for expenses that catch many retirees by surprise. In a recent survey, nearly one-third of retirees reported they faced at least four unforeseen...
Read More4/28 Market View Weekly
We strive to keep you regularly updated with important market changes and news.Please find this week’s Market View Weekly from Phil Blancato, Advisor Group’s Chief Market Strategist attached below. This commentary provides...
Read MoreQ1/2023 - Quarterly Market Recap
We strive to keep you regularly updated with important market changes and economic news. Please find the most recent Quarterly Market Recap from Phil Blancato, Advisor Group’s Chief Market Strategist attached below. This...
Read MoreSilicon Valley Bank (SVB) - Video Commentary
We strive to keep you regularly updated with important market changes and news.Please find the Silicon Valley Bank (SVB) - video commentary from Phil Blancato, Advisor Group’s Chief Market Strategist attached below. This video...
Read MoreHelpful Info About Midterm Elections & Market Performance
It is hard to believe we are in the midst of yet another election cycle. With inflation soaring, economic growth slowing, and extremely choppy markets, midterm elections seem like an afterthought. But on Tuesday, November 8th, 435...
Read MoreCapitol Financial Solutions Brings Paul Kelly, AIF Aboard as Financial Advisor
Capitol Financial Solutions, a Super-OSJ affiliated with Royal Alliance Associates with over $2.2 billion in total assets under administration, today announced the successful recruitment of Paul Kelly, AIF®, a Financial Advisor...
Read MoreA 9.6% COLA increase? It could be the real thing!
Like many Americans, you may be feeling pain from the high cost of living every time you buy groceries or fill up at the pump. Surging food costs and higher gas prices are pinching consumers, especially those living on a fixed income....
Read MoreWhat is the Cost of Missing a Market Rebound?
Panic selling is not an investment strategy. Repeat: panic selling is not an investment strategy.Investors who pull the emergency brake and bail out during a market decline almost always lock in a loss on their investments. And if they...
Read MoreOur Richmond Office Has Moved
We'd like to take this opportunity to announce the relocation of our office to 8720 Stony Point Parkway, Suite 325, Richmond VA 23235. We look forward to welcoming our clients to a Open House celebration soon.
Read MoreWhat is a Backdoor Roth IRA Conversion?
Like it or not, taxes are a way of life. They fund great things like roads, libraries and parks, but nobody wants to pay more than they absolutely have to. We often get questions like, “How can I balance my tax obligations with...
Read MoreMind Over Markets – A Behavioral Guide to Investing
When market volatility is headline news and account values start to fall, it’s easy to understand why investors get jittery. Even with a boatload of historical data to support us, in times of stress we all struggle to overcome...
Read MoreA Bumpy April for Stocks and Bonds
Spring has sprung and it’s hard to believe summer is fast approaching! April’s stock market was all over the board, as investors weathered the fallout from an interest rate hike and ongoing disruptions in the food and...
Read MoreWNCN-CBS Interview: What to plan for if you win
Brian Carr, CFP®, AIF®, one of our leading Financial Advisors in Raleigh, NC, was interviewed by WNCN today regarding the NC Powerball. Brian shared a few tips for the lucky winner.
Read MorePlease Join Us For Our Raleigh Open House
We are excited to show off our renovated office space at our Open House (Raleigh Office) on December 2nd! Please click here to RSVP
Read MoreThe Underutilized Benefits of a Health Savings Account
Healthcare can be one of the priciest yet essential parts of life’s journey. And yet, many struggle to utilize the financial tools that may help. Take Health Saving Accounts (HSAs), for example.In 2019, 55% of those with HSAs...
Read MoreShould You Use Your Retirement to Pay for College?
Educational attainment is a bedrock of the American Dream. We all want our kids to do better than us, and we’ll do anything to help them achieve that! There are dreams, and then there’s reality: college costs have exploded...
Read MoreDo You Qualify for the Child Tax Credit?
There are no two ways around it: childcare is expensive! In many cities, it can cost nearly as much as the mortgage or rent payment, which puts parents in a Catch-22: they have to work to afford childcare, but they need childcare in...
Read MoreA Note About Inflation
As the economy continues to recover from the effects of the pandemic over the past year, you may have noticed the term ‘inflation’ coming up in the news. But don’t let it scare you! The fact is, some inflation is...
Read MoreIt’s the Perfect Time…
Summer brings the perfect time for BBQs with friends, fun in the sun, and making memories at the beach or pool. With the first half of the year in the rearview mirror, summer also gives us a chance to perform a mid-year assessment on...
Read MoreThe American Jobs Act – 3 Potential Changes We’re Watching
Recently, there’s been a lot of noise about the Biden Administration’s American Jobs Plan, commonly referred to as the ‘infrastructure bill.’ We’ve heard a lot about infrastructure over the few years, and...
Read MoreWays to Put Your Tax Refund to Work
Saving money is a bit like eating healthy, you know you should eat your veggies but it’s hard to resist indulging in something a bit more fun. Like making healthy choices, a tax refund can present the opportunity to splurge but,...
Read MoreDon’t Let Unexpected Expenses Derail Your Retirement
While it’s natural to look ahead to a leisurely retirement, it’s prudent to prepare for expenses that catch many retirees by surprise. In a recent survey, nearly one-third of retirees reported they faced at least four...
Read MoreRobert Turner- Invest Magazine Article
Invest Magazine Spotlight On: Robert Turner, President & CEO, Capitol Financial Solutions Capitol Financial Solutions is a financial services firm that specializes in working with business owners, entrepreneurs and professionals. Its...
Read MoreHaven’t Filed Your Taxes Yet? Don’t Worry!
Preparing your taxes can be a real drag. It can feel like tax day looms over your spring! Well, fear not: the IRS has given you another month to file your taxes!The Treasury Department and Internal Revenue Service has announced that...
Read MoreABC11 News Interview- Recent Market Volatility
Recent market volatility has seen major swings in both directions, but should you be worrying about those day-to-day changes in your 401K and retirement accounts? Robert Turner with Capitol Financial Solutions shares his advice:
Read MoreNewly Announced IRS Retirement Plan Limits for 2021
Each fall the Treasury Department announces inflation adjustments to tax-advantaged retirement accounts and income limits for the following tax year. They recently announced contribution limits and changes for the 2021 tax year.For...
Read More2021 Tips for Cyber Security
As we’ve seen, data breaches, such as the Russian-based SolarWinds attack that was announced late last year, can have major impact on online security. In light of these recent data breaches, we wanted to send along some tips to...
Read MoreWhen was the last time you updated your beneficiaries?
Insurance: we all hope to not need it, but wouldn’t want to be without it when we do. Car insurance, health insurance, life insurance, home insurance… you and your spouse probably have most – if not all –...
Read MoreFinancial resolutions that are actually attainable
We wish you a very happy new year! As we close in on year-end, a common topic of conversation amongst friends and family is what resolutions they vow to make in the new year. One of the top kind of resolutions deal with finances in...
Read MoreDecember Market Matters
Favorable data on vaccine efforts continued to stream in over the past several weeks. Both Pfizer and Moderna expect their vaccine distribution to begin in the U.S. and the U.K. within the next 30 days, contingent on FDA approval...
Read MoreThe Holidays are Upon Us - Plan Ahead!
As the leaves fall and the sweaters come out, autumn is typically the time of year when many are feeling the financial effects of vacation-packed summers. This year there’s likely an additional element impacting you...
Read MoreOctober Market Matters
Despite a shift in focus towards the fast-approaching presidential election, vaccine development remains a source of good news. Moderna – one of the leading COVID-19 vaccine developers – stated that it will not enforce...
Read MoreDeclutter and dust off your credit in quarantine
Many of us have been sheltering in place for so long that we forget what day it is (Blursday, anyone?). You might feel helpless being stuck at home so much, but there are ways to make good use of this time and impact your finances in...
Read MorePlanning your finances for your family
When you have a family, life can be very full. Between a house, a job, a spouse, kids, and the rigors of everyday life, it can be hard to fit in everything that’s important to you. But finding some balance is critical,...
Read MoreCan You Deduct Your Work From Home Expenses on Taxes?
The ongoing COVID-19 pandemic has kept countless people working from home for months now. Many have been wondering whether they should consider claiming the home office deduction on taxes next year so we thought we’d pass along...
Read MoreQuestions to Ask Yourself Before a Big Purchase
At some point in life, you’ll be in the market to buy something that costs big bucks. No matter the purchase, sometimes the decision can be hard to make. Here are three things you should ask yourself before you spend your...
Read MoreAugust 2020 Market Matters Update
While COVID-19 cases continue to rise globally, a bright spot on the horizon is continued vaccine development progress with 135 potential vaccines in testing with the possibility of being available by January. Unemployment rates are...
Read MoreWeekly Market and Coronavirus Update with Phil Blancato
We’re continuing to monitor the markets as well as the impact the novel coronavirus COVID-19 is having on them around the world. In the meantime, we’re doing everything we can to provide useful, accurate information to our...
Read More45-year industry veteran joins Capitol Financial Solutions as affiliate advisor
We’re proud to announce that Earl Chesson will be joining our Capitol Financial Solutions team as an advisor with 45 years of experience in the areas of advanced wealth transfer, business and philanthropic planning.
Read MoreWe Stand With You
In recent days, we have watched as outraged and frustrated protestors spilled out into the streets of American cities. Across our communities, unhealed wounds have been brought vividly to our attention once again.Our firm is committed...
Read MoreMarket Update 5/14/20
COVID-19 continues to dominate the headlines, with some states initiating their reopening efforts even as the White House is battling cases within the West Wing. Experts say the critical balance will come down to finding the “new...
Read MoreMarket Update 4/22/2020
We’re continuing to monitor the markets as well as the impact the novel coronavirus COVID-19 is having on them around the world. In the meantime, we’re doing everything we can to provide useful, accurate information to our...
Read MoreStatement Shock During Market Volatility
Financial statements for the first quarter of 2020 are on the way, and because of all the recent market fluctuations you may be feeling nervous about having lower balances in your accounts. But it’s more important now than ever...
Read MoreMarket Matters 3/23/20
The market continues to move based on global reaction to the COVID-19 coronavirus, and our federal and local governments are considering additional aggressive action to help shore up our economy, support our healthcare infrastructure,...
Read MoreMarket Insights
The market continues to move based on global reaction to the COVID-19 coronavirus, as well as a cut in interest rates from the Federal Reserve. If you’re interested in more information regarding these movements and what they mean...
Read MoreMarket Volatility
We wanted to let you know that we are closely following the financial markets across the globe and the continued volatility that is impacting investor confidence. Global markets have been bracing for uncertainty as the spread of...
Read MoreGiving Back
Robert and Dawn Turner are proud contributors to Virginia Tech's Beyond Boundaries Scholars Program. This program allows donors to double the impact of certain types of scholarship gifts by triggering a match from the university. Since...
Read MoreAndrew Rose- Serving with StepUp: Providing Friendship to Support Change
Andrew Rose has served on StepUp’s board for the past two years, but his StepUp journey began in 2009 when he was invited to take a tour of the Life Skills program. StepUp serves approximately 160 adults in its Life Skills...
Read MoreCapitol Financial Solutions Adds Fidelity Capital Management as Affiliate
Raleigh, N.C. – August 5, 2019 – Capitol Financial Solutions, a Super-OSJ affiliated with Royal Alliance Associates with nearly $1.2 billion in total client assets, today announced the successful recruitment of Fidelity...
Read MoreLinda Housand Invited to Participate in Women Forward
Congratulations to Linda Housand for being invited to participate in Women Forward. Women Forward, Advisor Group’s women’s initiative, strives to be innovative and provide thought leadership for the support and advancement...
Read MoreRex Open Food Truck Event
Capitol Financial Solutions hosted our Annual Food Truck event at the Rex Open last week. A fun time had by all! Great weather, fabulous food, and networking with our top clients!
Read MoreChristmas 2018: Salvation Army - Angel Tree Program
12.12.18// Raleigh, NC: Crabtree Valley Mall – Salvation Army – Angel Tree Donations The Salvation Army has registered over 7,200 children from Wake County to be a part of the Christmas Cheer Program where they will receive...
Read MoreCapitol Hill Visit
Last week Robert Turner, President & CEO of Capitol Financial Solutions traveled to Washington DC to participate in the Financial Services Institute’s (FSI) Capitol Hill Day. Leaders from across the independent financial services...
Read MoreRed Nose Day 2018
On March 24, 2018 our Raleigh, Charlotte and Richmond offices celebrated Red Nose Day. We came together to change the lives of kids who need our help the most. To learn more about this special cause, visit https://donate.rednoseday.org/
Read MoreCapitol Financial Solutions' Advisors Interviewed
C. Shane Gurganus (pictured left) and Brett DiPasquale (pictured right), Financial Advisors in our Charlotte, NC office, were recently interviewed by Financial Planning Magazine. "There usually is a cap on return, so clients may not...
Read MoreSorrell Achieves Prestigious Top of the Table MDRT Qualification
Raleigh, NC (February 28, 2018) —Scott D. Sorrell, CLU®, ChFC®, CFP®, AIF®, RICP®, CASL®, CLTC of local Capitol Financial Solutions in Raleigh, North Carolina has qualified for Top of the Table, a coveted...
Read MoreLocal Financial Team Leaders Receive National Industry Recognition
Raleigh, NC (February 2, 2018) – Kristopher Olexy, CFP®, AIF®, CLU® and William D. Smith, CFP®, AIF®, AEP®, RICP®, LUTCF, CLTC, Team Leaders with Capitol Financial Solutions, an independent office of...
Read MorePodcasts- Listen Today!
Have you listened to any of our podcasts? Tune in to hear William Smith, CFP®, AIF®, AEP®, RICP®, LUTCF, CLTC and Trevor Lawson, CFP®, AIF®, RICP® discuss market volatility and tax reform. https://www...
Read MoreAchieving Client Excellence 2017
Congratulations to J.Cory Hoffer, Scott D. Sorrell, Kristopher Olexy, Bob Snidow, Stephen Stilwell, Kyle Murphy and Jacob Charlwood on Achieving Client Excellence(ACE)! Achieving Client Excellence (ACE) celebrates the achievements of...
Read More#capitolcares
service: (sur-vis) Noun: An act of helpful activity; help; aid. “to do someone a service.” As we approach the Holiday Season and New Year, many of us reflect on how fortunate we are this time of year. At Capitol Financial...
Read MoreScott Sorrell Named Finalist in Signator Investors’ “PRACTICE OF THE YEAR”
Press Release Scott Sorrell of Capitol Financial Solutions of Raleigh Named Finalist in Signator Investors’ “Practice of the Year” Practice Recognized for Excellence in Management and Client Service As Reviewed by...
Read MoreRobert Turner Featured in Advisors Magazine
Want to learn more about how we continue to bring value to our clients and advisors? Robert Turner, our President/CEO emphasizes the importance of strong relationships in the latest issue of Advisors Magazine. To read the article,...
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